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Commercial policy

Cancellation &
Refund Policy

This policy covers payments an institute makes to Swayam Digital Systems for the SmartHisaab Education software subscription. It does not govern fee disputes between an institution and its students or guardians.

Published 25 August 2026

Current online-payment status

PhonePe checkout is not live yet. SmartHisaab does not currently accept an online payment through PhonePe on this website. This page is published before onboarding so the provider and future customers can review the commercial policy.

Before online payments are enabled, this policy will be checked against the final PhonePe merchant and settlement arrangement. Any material change will be published before a customer is asked to make an online payment.

Trial cancellation

The 45-day trial does not require payment details and does not automatically convert into a paid charge. An institute may stop the trial at any time by writing to support@smarthisaab.in.

Paid subscription cancellation

An institute may request cancellation at any time through billing@smarthisaab.in. We acknowledge the request, confirm the effective date and explain any open invoice before closing access. There is currently no automatic recurring debit to cancel.

Account closure and deletion are separate steps. Institute data is deleted within 30 days of a confirmed closure request, except where a legal obligation requires a record to be retained. See the Privacy Policy.

Refund enquiries

Refunds are not automatic. If an institute believes it made a duplicate payment, paid an incorrect amount, or was charged for a service that was not provided, it must email billing@smarthisaab.in with the institution name, invoice reference, payment date, amount and transaction reference.

We review each request against the invoice and payment record and reply with the outcome. Where a refund is approved after online payments become available, it will be initiated to the original payment method wherever the provider supports that route. Processing time will depend on the provider and the payer's bank and will be communicated with the decision.

Student and guardian fee disputes

Student fees belong to the institution. Any dispute about tuition fees, missed classes, discounts, cancellations or a refund owed by an institution is between that institution and the student or guardian. SmartHisaab records the institution's data; it does not decide the institution's refund policy.

Contact

Billing and refund enquiries: billing@smarthisaab.in
General support: support@smarthisaab.in
Phone: +91 80938 03809

Operator: Swayam Digital Systems, a sole proprietorship of Sitanshu Panda · UDYAM-OD-19-0176589 · Odisha, India.